Find Your Payday Loan

With so many payday loans available, it can be difficult to find the right loan to suit you. We've put together some of the UK's leading direct payday and short term loan companies into one list to help make finding a loan easy.

Below are our list of top direct payday lenders with information about what each one can individually offer, so that you can find the best payday loan for your circumstances.

Remember, only use a payday loan if you know you are able to repay your loan on time and in full. Payday loans should not be used for long-term financial help.

Top Direct Payday Loan Lenders List

Satsuma Short-Term Loans
Payday loans of up to £1,000 with hourly payouts and affordable weekly repayments. No hidden charges or late payment fees.
Representative 794% APR
Sunny Short-Term Loans
Short-term loans from £100 to £2,500 with no fees. Earn points to help reduce your interest rate.
Representative 1,108% APR
PayDay UK Short-Term Loans
Apply for a pay day loan of up to £1,000 for new customers with same day transfers. Interest rates of £0.80 per £100 borrowed.
Representative 1,297% APR
Wonga Payday Loans
First time customers could borrow up to £400 to be paid back on a date that suits your circumstances.
Representative 1,509% APR
Mr Lender Payday Loans
Offers installment and payday loans up to £1,000. Same day payment with repayment plans of up to six months.
Representative 1,216.7% APR
Next Credit Payday Loans
Offering pay day loans and installment loans (repayments over three months of up to £1,500.)
Representative 1,556% APR
Quick Quid Short-Term Loans
Short-term loans of up to £1,000 for first time customers. Extensions available to eligible customers.
Representative 1,212% APR
24/7 Money Box Payday Loans
Borrow up to £400 for first-time customers, based on your financial information. Same day payouts available at a £15 charge.
Representative 10,739% APR
Wage Day Advance Payday Loans
£80 to £750 loans available to first-time customers. Payday loans and installment loans available.
Representative 2872-7048% APR
Uncle Buck Payday Loans
Direct lender offering pay day loans of up to £1,000 to new customers based on your financial history.
Representative 9801.8% APR
Amigo Loans
Borrow money using a friend or family member as a guarantor for your loan, meaning they must pay if you are unable to.
Representative 49.9% APR
Lending Stream Short-Term Loans
Borrow up between £50 and £800 over six months. Same day loan transfer is also available at a charge.
Representative 1272% APR

Our list of direct payday loan companies

This list of direct payday lenders is not quite all of the lenders available in the UK, however, it does represent most of them. As you can see from the list, there are plenty to choose from so you really need to make sure you look into what each lender offers before committing to anything. It's not just about choosing a lender that can offer the most money. You need to think sensibly about your own unique and individual situation. Do you require the lowest APR, or perhaps you need a loan with a weekly repayment option.

Payday loans do have far higher APR rates than the usual bank or credit card lender, simply because they are deisnged for those with a less favourable credit rating, and who need a short term fix, but who DO have the ability to repay as per the agreed contract. If you don't think you will be able to repay, don't take out a loan. These really are for emergencies, so whether you need a loan to cover a washing machine emergency, or just to help you get by until payday, check out the lender list above to work out which lender is best for you.