PaydayUK Loans

Payday UK has become one of the UK's leading payday loan companies and it's easy to see why. From it's easy to use website, to it's friendly customer service, Payday UK has built up its reputation as a reputable brand, committed to responsible lending.

Offering short term loans with repayments in 1-5 installments, customers can borrow between £100 and £650 for new customers and up to £1,000 for existing customers. They even send a reminder text message a week before your repayment is due to make sure you can discuss any difficulties you may have in paying before they take the payment.

When taking out a loan PaydayUK will appear on your bank statement but it's simply a trading name of Instant Cash Loans Limited who also own The Money Shop and Payday Express. Don't worry though, they are authorised and regulated by the Financial Conduct Authority. 


The loan application can take just a few minutes and you need to be earning at least £417 net per month. Provided you qualify, you can receive your loan with PaydayUK within the hour if your bank offers this option.

PaydayUK Repayments

Payday UK's representative APR is 1192%. If you repay within 3 installments, your daily interest rate will be 0.8% interest for every £100 borrowed which means your loan will cost 80p per day for every £100 you have borrowed. If you repay in four or five installments, your daily interest is 0.73% per £100 borrowed, which means your loan will cost you 73p per day for every £100 borrowed.


Repayments are made automatically from the debit card you provide when you take out the loan and can be repaid on a day of the month that you choose.